To run the discriminant analysis, from the menus choose:

Analyze
Classify
Discriminant...

Select Previously defaulted as the grouping variable.

Select Years with current employer, Years at current address, Debt to income ratio (x100), and Credit card debt in thousands as the independent variables.

Click Select.

Select validate as the selection variable.

Select Previously defaulted and click Define Range.

Type 0 as the minimum.

Type 1 as the maximum.

Click Continue.

Select validate and click Value in the Discriminant Analysis dialog box.

Type 1 as the value for selection variable.

Click Continue.

Click Statistics in the Discriminant Analysis dialog box.

Select Means, Univariate ANOVAs, and Box's M in the Descriptives group.

Select Fisher's and Unstandardized in the Function Coefficients group.

Select Within-groups correlation in the Matrices group.

Click Continue.

Click Classify in the Discriminant Analysis dialog box.

Select Summary table and Leave-one-out classification.

Click Continue.

Click Save in the Discriminant Analysis dialog box.

Select Predicted group membership and Probabilities of group membership.

Click Continue.

Click OK in the Discriminant Analysis dialog box.

These selections produce a discriminant model based on Years with current employer, Years at current address, Debt to income ratio (x100), and Credit card debt in thousands.